ABC Bullion Launches Australian First Gold Decumulation Plan

Australasia’s leading precious metals and bullion specialist, ABC Bullion, has launched an Australian first Gold Decumulation Plan (GDP), allowing investors to access regular cashflow from their precious metal investments.

The product was formally launched last night in front of more than 700 clients, VIP guests and government ministers at the sold out and standing room only ABC Bullion Precious Metal Forum; “Gold and the New World Order” held at the Ivy Ballroom in Sydney.

The forum, which featured presentations from Wayne Bramwell, CEO of ASX listed WestGold Resources, and an address from World Gold Council CEO David Tait, also provided attendees with a behind the scenes look at the making of this years Lexus Melbourne Cup, with the $900,000 trophy hand crafted by Australian goldsmiths at ABC Bullion sister company W.J. Sanders.

With precious metal prices rising, demand increasing, and Australian investors looking for secure ways to build and preserve wealth, ABC Bullion’s Gold Decumulation Plan (GDP) is perfectly suited for those that want to incorporate precious metals into their portfolio, as well as the ability to generate regular cashflow from this investment.

A key feature is the auto-sales function. Holders in GDP need to simply select the dollar amount that they want to receive from ABC Bullion as a monthly cash payment. ABC Bullion will buyback the necessary amount of gold and silver to fund that payment from the clients’ GDP account with monies sent to the clients’ nominated bank account on the first of each month.

This allows clients to benefit from dollar-cost averaging, withdrawing a fixed dollar amount at regular intervals, which smooths out price fluctuations and reduces the need for constant market monitoring.

Unlike products such as term deposits, the ABC Bullion Gold Decumulation Plan (GPD) has no lock-in periods, delivering maximum flexibility to investors, while transactions, holdings and portfolio valuations can be monitored 24/7 through the ABC Bullion website. Clients using GDP can also convert their investments into physical gold bars, coins or minted tablets.

Discussing the case for gold investment, as well as the product features, Jordan Eliseo, General Manager of ABC Bullion noted; “Gold has outperformed mainstream asset classes like shares and property over the past twenty-five years, averaging nearly 10% annual growth since 2000. With the RBA again cutting interest rates in August, and the likelihood of lower rates to come, savers and investors continue to look for alternative investment solutions. The ABC Bullion Gold Decumulation Plan (GDP) provides access to precious metals investments combined with the ability to generate monthly cashflow through fractional sales of precious metals to meet cashflow needs and lifestyle goals.

Discussing who the product is tailored toward; Eliseo went on to note; “GDP is likely to be particularly appealing to Australians either already in or approaching retirement, including the more than one million Australians’ who hold self-manage their superannuation. SMSF trustees have been major allocators to precious metals in the past fifteen years, and with SMSF assets already making up the largest component of Australian superannuation assets held in pension phase, GDP uniquely caters to their investment needs.”

Eliseo provided an example of the power of saving in gold, while accessing regular cashflow. He highlighted ABC Bullion research that showed; “An Australian investing $100,000 in gold at the end of 1999 and requiring a monthly cashflow of $500 (which equates to 6% per annum on their original investment) would have received $153,000 in cash from fractional sales of gold by the end of June 2025. They would also still have a gold holding worth over $420,000, more than four times their original investment.”

ABC Bullion Gold Decumulation Plan (GDP) – Product Features:

Cashflow: Generate regular cashflow through pre-authorised sales of precious metal holdings with payments made on the first business day of every month.

1. Growth: Remain invested in precious metals, which offer potential capital appreciation, with gold having risen by nearly 10% p.a. since 2000

2. Flexibility: Boost your GDP with top up investments, as well as alter or pause your monthly cashflow requests to suit your lifestyle needs.

3. Liquidity: No lock in periods. You can sell all or part of your holdings anytime.

4. Tangibility: Convertible into hallmarked ABC Bullion bars, coins or minted tablets.

5. Security: Backed by ABC Bullion and the LBMA, SGE & CME accredited ABC Refinery

6. Low Cost: No ongoing storage fees and transparent margins

Metal Deposit Capability: Investors with existing holdings of LBMA accredited physical bullion can deposit these holdings with ABC Bullion and have them added to their GDP account.

Why invest in gold?
Jordan Eliseo, General Manager of ABC Bullion provides his top five insights:

1. Strong long-term returns: Gold has risen almost 10% per annum since 2000, increasing from under AUD $500 to over AUD $5,000 per troy ounce.

2. Hedge against low interest rates: Gold thrives when interest rates fall, particularly relevant given the Reserve Bank of Australia begin a rate-cutting cycle in Q1 2025 and brought rates down to just 3.60% at its August 2025 meeting.

3. Diversification: Gold helps protect portfolios during volatile markets, with average quarterly returns of 12.5% when the stock market experiences its largest declines.

4. Inflation protection: Gold performs well during periods of rising consumer prices, with average annual returns exceeding 15% in years when inflation is 3% or higher.

5. Simplicity and accessibility: Gold is simple and accessible, allowing all Australians to build and protect wealth.